Certified Finance & Insurance (CFI)

CFI represents some of the most well-known companies in the automotive industry. By forging long-term relationships with such strengths as Allstate, Nation Safe Drivers, The Warranty Group and NAC, CFI provides its Dealers and Lenders with the best and most profitable vehicle protection products to offer their customers.


CFI creator, John Michael Howell originally started Howell & Associates in 1989. Mr. Howell’s goal was to develop and define Finance and Insurance Departments for Automotive Dealerships. A true pioneer in the areas of compliance and training, he was one of the first to use cameras to train finance managers. Much like an NFL Coach’s use of game film to train players, CFI’s “Camera Ready Finance and Insurance System” became the spring board towards better compliance, better disclosure and better production in the Finance office. As the automotive industry gets more litigious, CFI and its staff of AFIP certified trainers continue to train on the proper use of a Menu for product disclosure, with the goal of the 100% rule in mind at all times: 100% of the products offered 100% of the time with 100% compliance.

CFI continuously strengthens its relationships with the largest and most powerful companies in the industry. CFI hangs its hat on developing and implementing successful products, trademarks and brand names such as Auto Guard Theft Deterrent and Auto Gap Asset Protection. Our success with these programs is recognized in the industry and contributes to the longevity of our company. For over 25 years, CFI has made an impact increasing its Dealers bottom line by providing the products, the service, and the training necessary for success.